Operator: Good day, everyone, and welcome to the Glacier Bancorp Third Quarter Earnings Conference Call. [Operator Instructions] Please note, this conference is being recorded.
Now it’s my pleasure to turn the call over to Glacier Bancorp’s President and CEO, Randy Chesler. Please go ahead.
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**Randall Chesler**
*President, CEO & Director*
Good morning, and thank you for joining us today.
With me here in Kalispell are Ron Copher, our Chief Financial Officer; Tom Dolan, our Chief Credit Administrator; Angela Dose, our Chief Accounting Officer; and Byron Pollan, our Treasurer.
I’d like to point out that the discussion today is subject to the same forward-looking considerations outlined starting on Page 13 of our press release, and we encourage you to review this section.
We delivered another excellent quarter, continuing our momentum with strong margin expansion, higher loan yields, lower deposit costs, and solid high-quality loan growth.
We also completed the core conversion of the Bank of Idaho, which has approximately $1.4 billion in assets.
Shortly after quarter end, we successfully closed the acquisition of Guaranty Bank & Trust, adding $3.1 billion in assets and expanding our presence in the Southwest.
Bank of Idaho was successfully folded into three of our existing divisions: Citizens Community.
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